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Budget Planning

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2012-2013

Student expenses depend upon a great many factors which should be considered in planning a budget. See Estimated Program Costs for the estimated cost of tuition and textbooks for specific programs. The budget presented here is for the fulltime student working toward a diploma or degree on-campus at Living University in Charlotte.

Estimated reasonable expenses for on-site unmarried undergraduates pursuing a full program of study (15-18 semester hours) and living in rented housing at Charlotte are provided in the following budget covering an academic year of two semesters (approximately nine months):

Tuition...................................................................................

$ 3,300

Room & Board.....................................................................

$ 3,600−4,950

Books and Supplies............................................................ 

$ 300450

Fees......................................................................................

$ 150250

Student Health Accident Insurance....................................

$ 250   

Entertainment and miscellaneous......................................

$ 300

Total for two semesters..................................................

$ 7,9009,500

The typical student’s Expected Family Contribution for expenses is about $4,400 per academic year if a student is employed in the Institutional Work-Study Program. Students employed in the Institutional Work-Study Program can expect to net about $4,500 if they complete 700 hours of student work.  

Because Living University is primarily an e-learning experience, all on-campus students should plan to have a personal computer – a laptop is ideal and quite affordable. The student work space on the University campus has wireless capabilities. Additionally, on-campus students should seriously consider bringing their own vehicle for transportation. Because the University does not provide “on-campus housing,” students may live several miles from campus. A personal vehicle will make transportation much easier. However, if a student has his or her own vehicle, gasoline and maintenance costs should also be figured into budgeted expenses.


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